1-Click Insurance Quote

1-Click Insurance Quote

Retrieve an existing quote

California Insurance Coverages

Since 1942, Western Mutual Insurance Group has been providing California with quality homeowners’ insurance making it the first state we have had the opportunity to service. Residence Mutual Insurance Company, a part of the Western Mutual Insurance Group, is the primary insurer in California. We have built our reputation insuring customers throughout various areas in California including San Diego, the Orange County cities of Irvine, Costa Mesa, Tustin and Santa Ana, the communities within the Inland Empire such as San Bernardino, Riverside, and the High Desert, along with Central California’s Bakersfield and Fresno.

Offering quality insurance services to California has given us the reputation through which we have expanded across the western United States. This reputation continues to garner us recognition including the #1 ranking we’ve received from the 2015 California Department of Insurance’s Consumer Complaint Study.

By choosing Western Mutual as your premier homeowners’ insurance provider, you can rest easy with the knowledge that you are receiving competitive service at a fraction of the cost national insurers have to offer. Whether you’re a new or existing homeowner, browse the products and services we have to offer California below and, when you’re ready, either call one of our accommodating agents at 1-877-968-8825 or get an instant quote online here.

Homeowners

Homeowners

Start here to learn more about what a California homeowners’ insurance policy through Western Mutual can start doing for you. Whether you’re a new homeowner looking for the best rates with the best coverage or you’re looking to switch, our California homeowners’ policy can provide you with the most affordable, industry-standard coverage in the state.

Earthquake

Earthquake

Already have an extensive and affordable California homeowners’ insurance policy with us? Find out here how you can add more coverage for earthquake risk here all while keeping your primary homeowners’ insurance rates reasonable.

Condominium

Condominium

Looking for Condominium Insurance with quality coverage? Find out how to easily receive a quote in less than a minute.

Flood

Flood

Live in a flood zone that requires you to have flood insurance for your home or looking to secure extra coverage for additional protection? Visit our Flood Insurance page to find out how to incorporate Flood Insurance with your existing Homeowners’’ Insurance policy with us. Also, learn how you can switch your Homeowners’ policy to us while keeping a comparable Flood Insurance rate.

Landlord

Landlord

If you’re planning on or are already renting your house out to tenants, Western Mutual is here to provide you with top-notch protection for your investment property. We can advise you on how to add rental coverage in addition with your primary residence.

Seasonal

Seasonal

Planning on purchasing or switching insurers for your vacation home? Western Mutual offers the peace of mind that your seasonal home will have the protection you need.

Arizona

We continued to build a better Homeowners’ Insurance group by extending our coverage to Arizona. Find out how much you can save by either choosing or switching to our Arizona Homeowners’ Insurance.

California

We began building a better Homeowners’ Insurance group in California and, through the satisfaction of our customers, were able to extend that same time honored care to other states. Here, you will find out how we cultivated our reputation as being one of the most affordable and secure Homeowners’ Insurance providers in California.

Nevada

We have countless customers throughout Nevada. Find out here why so many of them choose to have their Homeowners’ Insurance under the Western Mutual Insurance Group.

New Mexico

We provide New Mexico the coverage we’ve become known for throughout the western United States. Find out here what products we offer those living in this great state.

Texas

Texas is the latest state to be added to the Western Mutual Insurance Group family. Find out more here about how you can save on your Homeowners’ Insurance without sacrificing the quality of service you and your property deserve.

Utah

Find out here why we’ve become known as one of the most reputable insurance providers in Utah for over 10 years. Discover the products and services we currently offer in the state and how we can save you money on your Utah property insurance.