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Earthquake Insurance Quote

Protection and Peace of Mind for California Homeowners

The Western Mutual Insurance Group offers its California Preferred Homeowners Insurance policyholders our direct earthquake insurance policy. Our basic earthquake insurance policy provides protection for your home plus limited coverage for your personal property and additional living expenses, with a 15% deductible.

Although optional to you, our earthquake insurance provides you with "sleep at night" assurance that you can get help recovering from the devastating financial aftershocks of the next big quake.

Start A Home Quote, With Optional Earthquake Coverage.

For your Instant 1-Click Home Insurance Quote, all we need is your property street address (city and state not required), zip code, and e-mail address. You will get a quote without entering any additional information.

*Please note, our California earthquake insurance policy is only available to Western Mutual Insurance Group policyholders.


The Western Mutual Insurance Group does not participate in the California Earthquake Authority (CEA).

This product is currently offered by Residence Mutual Insurance Company in California.

What is Earthquake Insurance for Homeowners?

Because typical homeowners insurance policies do not cover losses due to earthquakes, we offer a separate Earthquake Insurance Policy in California. Although optional to you, our earthquake insurance policy provides you with “sleep at night” assurance that you will get help recovering from the potentially devastating financial aftershocks of the next big quake.

If you are a homeowner, it may be worth your while to consider earthquake insurance.


Earthquake Insurance Is Available

Our California Earthquake Insurance Policy provides coverage for your dwelling structure, plus limited coverage for your personal property and additional living expenses. The Earthquake Insurance Policy has a 15% deductible.

Earthquake insurance is a separate policy that you can purchase for the amount indicated on your online quote.


Flexible Payment Options

To simplify financial planning, you can spread your premium payments over as many as ten months. You can also pay by credit or debit card over the phone or use our online Customer Service Center.





homeowners earhtquake insurance