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Arizona Home Insurance Company offers a variety of dwelling protection starting with our preferred homeowners’ protection. Through the same reliable Homeowners’ Insurance we offer in other states as well as Arizona, you will have straightforward coverage that’s there when you need it.

Our Benefits

Our base Homeowners’ Insurance protection includes the following benefits

  • Guaranteed Replacement Cost (GRC), which provides full reconstruction of your dwelling in the event of a covered loss for no additional cost.
  • When applying for an Arizona Homeowners Insurance quote online you will automatically qualify for our Web User Discount which provides 10% off first year’s premium and 5% off at renewal.

By choosing Arizona Home Insurance Company you will also have access to the other products and services we offer such as Landlord and Seasonal. For more details about any of our coverages please give us a call at 1-800-696-7221.

How Do We Decide Our Coverage?

The base Dwelling Structures coverage is based on:

  • Age of the Home
  • Size of the Home
  • Location of the Home

We gather and verify this information through public county records. If you notice a discrepancy between county records and your actual home please contact us at 1-800-696-7221. Our helpful insurance agents will work with you to make sure you have the coverage appropriate for your needs.



Start here to learn more about what an Arizona Homeowners’ Insurance policy can start doing for you. Whether you’re a new homeowner looking for the best rates with the best coverage or you’re looking to switch, our Arizona homeowners’ policy can provide you with the most affordable and reliable coverage in the state.



If you’re planning on or are already renting your house out to tenants, Arizona Home is here to provide you with top-notch protection for your investment property. We can advise you on how to add rental coverage in addition to your primary residence or as a standalone policy.



Planning on purchasing or switching insurers for your vacation home? Arizona Home offers the peace of mind that your seasonal home will have the protection you need.