Why Do I Need Condo Insurance?
Your homeowners' association might cover exterior damages to your condo, but most don’t offer coverage for your personal property. A Western Mutual policy for your condominium provides coverage for the inside of your condo, from the doorframe within. You will get the same affordable, extensive coverage we offer in our home insurance policies, but for your condo1.
Condo insurance can help cover your personal belongings if they are damaged due to common hazards2 such as:
- Fire and smoke damage
- Water damage
- Cyclone, wind, or storm damage
- Hail and lightning
- Broken glass and vandalism
1Condo insurance is currently available in California and Arizona.
2Please refer to your actual condominium insurance policy for a complete list of coverages.
Call 1-877-968-8825 to get a quote for your condo today!
Understanding Your Coverages
A Western Mutual condo insurance policy includes:
Provides coverage for interior walls and fixtures.
Personal Property Coverage
Covers personal belongings such as clothing, furniture, and other items not permanently affixed to your condo.
Personal Liability Coverage
Provides coverage for bodily injury or property damage to other parties for which you or other covered residents are legally responsible.
Medical Payments to Others
Provides coverage if a guest at your home is injured.
Loss of Use Coverage
Helps cover living expenses if your condo is uninhabitable after a covered loss.
We currently offer this product in the following states:
We want to help keep more money in your pocket. Talk to one of our agents to see if you qualify for these discounts:
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