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Condo Insurance

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Over 90% Customer Satisfaction Rating AM Best A+ Rating 80 Years
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Why Do I Need Condo Insurance?

Your homeowners' association might cover exterior damages to your condo, but most don’t offer coverage for your personal property. A Western Mutual policy for your condominium provides coverage for the inside of your condo, from the doorframe within. You will get the same affordable, extensive coverage we offer in our home insurance policies, but for your condo1.

Condo insurance can help cover your personal belongings if they are damaged due to common hazards2 such as:

  • Fire and smoke damage
  • Water damage
  • Theft
  • Cyclone, wind, or storm damage
  • Hail and lightning
  • Broken glass and vandalism

1Condo insurance is currently available in California and Arizona.
2Please refer to your actual condominium insurance policy for a complete list of coverages.

Call 1-877-968-8825 to get a quote for your condo today!

Understanding Your Coverages

A Western Mutual condo insurance policy includes:

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Dwelling Coverage

Provides coverage for interior walls and fixtures.

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Personal Property Coverage

Covers personal belongings such as clothing, furniture, and other items not permanently affixed to your condo.

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Personal Liability Coverage

Provides coverage for bodily injury or property damage to other parties for which you or other covered residents are legally responsible.

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Medical Payments to Others

Provides coverage if a guest at your home is injured.

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Loss of Use Coverage

Helps cover living expenses if your condo is uninhabitable after a covered loss.

State Participation

We currently offer this product in the following states:


We want to help keep more money in your pocket. Talk to one of our agents to see if you qualify for these discounts:

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home security system
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Wi-fi Water Device : Install a qualified wi-fi water device for an annual premium discount of 10% - 15% where applicable.
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Switching to Western Mutual has never been easier. We’ll help you cancel your existing policy, and guide you on obtaining a refund from your current carrier. Are you ready to start saving? Call us at 1-877-968-8825 to get started!

Switch & Save!