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Earthquake Insurance

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Over 90% Customer Satisfaction Rating AM Best A+ Rating 80 Years
Start New Home Quote
Start New Home Quote

Why Do I Need Earthquake Insurance?

Standard home insurance policies do not cover earthquake damage. Earthquakes can happen without warning; adding earthquake insurance to your homeowners insurance policy can help you recover if your home or personal property is damaged in an earthquake.

  • Fire and smoke damage
  • Water damage
  • Theft
  • Cyclone, wind, or storm damage
  • Hail and lightning
  • Broken glass and vandalism

Call 1-877-968-8825 to receive a quote!

Understanding Your Coverages

If your home is damaged as a result of an earthquake, earthquake insurance includes these coverages1:

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Dwelling Coverage

Helps cover rebuilding your home, up to the base dwelling coverage limit.

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Loss of Use Coverage

Helps cover living expenses if your home is unfit to live in after an earthquake.

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Personal Property Coverage

Helps cover personal property that was damaged as a result of the earthquake.

1Please refer to your actual insurance policy for a complete list of coverages.

State Participation

We currently offer this product in the following states:

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Switching to Western Mutual has never been easier. We’ll help you cancel your existing policy, and guide you on obtaining a refund from your current carrier. Are you ready to start saving? Call us at 1-877-968-8825 to get started!

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