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Landlord Insurance

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Over 90% Customer Satisfaction Rating AM Best A+ Rating 80 Years
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Why Do I Need Landlord Insurance?

Landlord insurance helps protect your investment by providing coverage for financial losses due to damages or injuries. Western Mutual can give you the coverage you need so you can rent your home with confidence. A landlord insurance policy1 can help protect your home from common hazards2 such as:

  • Fire and smoke damage
  • Water damage
  • Theft
  • Cyclone, wind, or storm damage
  • Hail and lightning
  • Broken glass and vandalism

1Landlord insurance is available in Arizona and California.
2Please refer to your actual landlord insurance policy for a complete list of coverages.

Call 1-877-968-8825 to receive a quote!

Understanding Your Coverages

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Dwelling Coverage

Provides coverage for your home and attached structures, such as a garage.

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Personal Property Coverage

Provides coverage for your personal belongings (but not for your tenant’s belongings).

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Other Structures Coverage

Provides coverage for detached structures on your property, such as driveways, fences, sheds and swimming pools.

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Loss of Rents

Helps cover lost income if a tenant cannot stay on the property as a result of a covered loss.

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Personal Liability Coverage

Provides coverage for bodily injury or property damage to other parties for which you or other covered residents are legally responsible.

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Medical Payments to Others

Provides coverage if a guest at your home is injured.

State Participation

We currently offer this product in the following states:


We want to help keep more money in your pocket. Talk to one of our agents to see if you qualify for these discounts:

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home security system
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Wi-fi Water Device : Install a qualified wi-fi water device for an annual premium discount of 10% - 15% where applicable.
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Switching to Western Mutual has never been easier. We’ll help you cancel your existing policy, and guide you on obtaining a refund from your current carrier. Are you ready to start saving? Call us at 1-877-968-8825 to get started!

Switch & Save!